Property Price (RM):
Down Payment (%):
Loan Period (Years):
Interest Rate (%):
PAYMENT BREAKDOWN
Result:
Monthly Repayment
?
?
PAYMENT SCHEDULE
|
Principal |
|
Interest |
|
Balance |
| YEARS | PRINCIPAL | INTEREST | BALANCE |
Malaysia Home Loan Calculator
Features:
- Estimate monthly home loan repayment amount.
- Generate pie chart of housing loan principal versus interest amounts.
- Generate principal, interest and balance loan repayment chart, over loan period.
- Generate principal, interest and balance loan repayment table, by year.
How to Use:
- Enter property price in Malaysian Ringgit.
- Enter down payment amount in Malaysian Ringgit.
- Enter housing loan period in Years.
- Enter loan interest rate in Percentage.
Malaysia Housing Loan Interest Rates:
Base Lending Rate (BLR) = 6.6%
Maximum Loan Amount = 90% of property price.
Bank Fixed-Rate Home Loan Interest Rates:
| Bank Name | Home Loan Interest Rate |
|---|---|
| CIMB Home Loan | 4.65% (BR - 3.9%) |
| Citibank FlexiHome Loan | 4.4% (BR - 3.65%) |
| Hong Leong Housing Loan | 4.4% (BR - 3.69%) |
| HSBC Ideal Home Plan | 4.35% (BR - 3.5%) |
| Maybank Maxi Home | 4.30% (BR - 3.0%) |
| OCBC Standard Housing Loan | 4.35% (BR - 3.72%) |
| RHB My1 Home Loan | 4.45% (BR - 3.65%) |
| AFFIN Home Invest-i | 4.34% (BR - 3.74%) |
Recommended Reading
 | Housing Loan 101 : What You Need to Consider |
 | 5 Expensive Housing Loan Blunders You Want to Avoid |
 | Qualifying For a Home Loan |