Features:
- Estimate monthly home loan repayment amount.
- Generate pie chart of housing loan principal versus interest amounts.
- Generate principal, interest and balance loan repayment chart, over loan period.
- Generate principal, interest and balance loan repayment table, by year.
How to Use:
- Enter property price in Malaysian Ringgit.
- Enter down payment amount in Malaysian Ringgit.
- Enter housing loan period in Years.
- Enter loan interest rate in Percentage.
Malaysia Housing Loan Interest Rates:
Base Lending Rate (BLR) = 6.6%
Maximum Loan Amount = 90% of property price.
Bank Fixed-Rate Home Loan Interest Rates:
Bank Name | Home Loan Interest Rate |
CIMB Home Loan | 4.65% (BR - 3.9%) |
Citibank FlexiHome Loan | 4.4% (BR - 3.65%) |
Hong Leong Housing Loan | 4.4% (BR - 3.69%) |
HSBC Ideal Home Plan | 4.35% (BR - 3.5%) |
Maybank Maxi Home | 4.30% (BR - 3.0%) |
OCBC Standard Housing Loan | 4.35% (BR - 3.72%) |
RHB My1 Home Loan | 4.45% (BR - 3.65%) |
AFFIN Home Invest-i | 4.34% (BR - 3.74%) |
(Updated May 2017)
Recommended Reading
| Housing Loan 101 : What You Need to Consider
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| 5 Expensive Housing Loan Blunders You Want to Avoid
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| Qualifying For a Home Loan
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