All posts by Larry Lim
Credit Card Payment Calculator
Features:
See how long it takes to repay your credit card balance.
- Estimate length of repayment, in months.
- Calculate the total credit card interest payable.
- Calculate the total amount you’d have to pay in the end.
How to Use:
- Enter the credit card balance, i.e. the amount you intend to owe.
- Enter the credit card interest rate (in percentage).
- Enter the payment amount (in months), i.e. the monthly amount you intend to pay.
Recommended Reading
 | Ultra Exclusive Credit Cards - Perks of Being Ridiculously Rich |
 | Why You Must Not Take Your Credit Score Lightly |
Malaysia Retirement Savings Calculator
Features:
Estimate how much you can save with a regular savings plan, e.g. for retirement planning.
- Calculate the total amount earned from regular savings.
- Interest compounded based on selected period.
- View the principle and total savings by year, in the chart and table.
How to Use:
- Enter the initial deposit amount.
- Enter the estimated return rate, e.g. 8% for combination of FD and unit trust.
- Enter the savings period, in years.
- Enter the recurring deposit and frequency, if you plan to save regularly.
Other Calculators:
Home Loan Calculator
– Calculate your monthly home loan repayments.
Credit Card Calculator
– Estimate how long it takes to repay your credit card balance.
Personal Loan Calculator
– Calculate your monthly personal loan repayments.
Car Loan Calculator
– Calculate your monthly car loan repayments.
Fixed Deposit Calculator
– Calculate your FD maturity amount based on compound interest.
Savings Calculator
– Calculate your total worth with recurring savings.
Currency Converter
– Convert Malaysian Ringgit to/from other major currencies.
Shoes / Clothing Charts
– Convert shoes and clothing sizes.
BMI Calculator
– Calculate your Body Mass Index.
Unit Converter
– Convert between units of length, weight, volume, etc.
Shoe Size and Clothing Size Charts
The size conversion charts above are useful for Malaysians who shop on US or European online stores for shoes and clothings, which are substantially cheaper than in Malaysia.
Features:
International shirt, pants and dress size conversion chart
– USA & Canada, UK, Europe, Japan and Australia clothing sizes.
– E.g. a US sized 2 shirt is equivalent to a European sized 32 shirt.
Adult men and women international shoe size conversion chart
– Europe, Mexico, Japan, UK, Australia, USA & Canada and Korea adult shoe sizes.
– E.g. a pair of European sized 42 men’s shoes is equivalent to UK sized 8.
Children international shoe size conversion chart
– UK, Europe, USA and Japan children shoe sizes.
– E.g. a pair of European sized 24 children’s shoes is equivalent to UK sized 7.
Malaysia Fixed Deposit Calculator
Features:
See how much you will earn from your bank fixed deposits (FD).
- Calculate your FD total upon maturity.
- Interest compounded annually.
- View the principle and total amount by year, in the chart and table.
How to Use:
- Enter the initial deposit amount.
- Enter the bank interest rate, in percentage.
- Enter the deposit period, in months.
Malaysia Unit Converter
Unit Converter Features:
- Length/Distance Converter
– Convert km, meter, cm, mm, foot, inch, mile and yard. - Weight Converter
– Convert kg, gram, mg, pound, ounce, carat. - Area Converter
– Convert km2, meter2, cm2, inch2, foot2, yard2, acre, hectare. - Volume Converter
– Convert liter, ml, deciliter, km3, m3, cm3, inch3, foot3, yard3, gallon, barrel. - Temperature Converter
– Convert farenheit, celcius, kelvin. - Pressure Converter
– Convert atm, pascal, kilopascal, bar, psi, torr. - Power Converter
– Convert mW, kW, watt, horsepower (hp), ps. - Time Converter
– Convert year, month, week, day, minute, second, millisecond. - Data Converter
– Convert TB, GB, MB, KB, B, byte.
How to Use:
- Select the type of converter.
- Enter the amount and select the “from” unit from the drop-down.
- Select the “to” unit from the drop-down.
- Press “Convert” to generate the results.
Malaysia Car Loan Calculator
Bank Car Loan Interest Rates:
| Bank Name | Car Loan Interest Rates |
|---|---|
| Alliance Bank Hire Purchase | 3.14% p.a |
| Al-Rajhi Automobile Financing-i | 4.4% p.a |
| AmBank Arif Hire Purchase-i | 3.05% p.a |
| Bank Muamalat Hire Purchase-i | 4.00% p.a |
| CIMB Hire Purchase | 3.25% p.a |
| Hong Leong Auto Loan | 3.24% p.a |
| Maybank Hire Purchase | 3.4% p.a |
| Public Bank Aitab Hire Purchase-i | 3.31% p.a |
| RHB Hire Purchase | 3.18% p.a |
Features:
- Estimate monthly car loan repayment amount.
- Generate principal, interest and balance loan repayment chart, over loan period.
- Generate principal, interest and balance loan repayment table, by year.
How to Use:
- Enter car price in Malaysian Ringgit.
- Enter down payment amount in Malaysian Ringgit.
- Enter car loan period in Years.
- Enter loan interest rate in Percentage.
Recommended Reading
 | Tight Budget? Own a Brand New Car from Just RM24,000 |
 | Hypercars: Deluxe, Exclusive & Desirable |
Malaysia Personal Loan Calculator
Features:
- Estimate monthly personal loan repayment amount.
- Generate principal, interest and balance loan repayment chart, over loan period.
- Generate principal, interest and balance loan repayment table, by year.
How to Use:
- Enter personal loan amount in Malaysian Ringgit.
- Enter loan period in Months.
- Enter loan interest rate in Percentage.
Bank Personal Loan Interest Rates:
| Bank Name | Interest Rate |
|---|---|
| Alliance Bank CashFirst Personal Loan | 8.38% |
| CIMB Cash Plus | 10.88% |
| Citibank Personal Loan | 7.9% |
| Hong Leong Personal Loan | 12% |
| HSBC Amanah Personal Financing-i | 6.99% |
| Maybank Personal Loan | 7.0% |
| RHB Personal Financing-i for Private | 12.22% |
| Standard Chartered Quick Cash EDGE | 10.56% |
| UOB Personal Loan | 10.99% |
Personal Loan Rates for Government and Public Sector Workers:
| Bank Name | Interest Rate |
|---|---|
| Bank Rakyat Personal Financing-i Public Sector | 4.54% |
| BSN SKAP | 4.75% |
| MBSB Mumtaz-i | 3.4% |
| Public Bank BAE Personal Financing-i | 4.99% |
Recommended Reading
 | What You Need to Know About the Different Types of Personal Loans |
 | 5 Ways Personal Loans Can Backfire on You |
Malaysian Ringgit (MYR) Currency Converter
Features:
- Convert to/from Malaysian Ringgit (MYR) and other major currencies.
- Exchange rate updated from Yahoo Currency Converter.
How to Use:
- Enter the desired amount.
- Select the “from” currency.
- Select the “to” currency.
MYR Currency Exchange Rate on May 2017:
1 US Dollar = RM4.27
1 Singapore Dollar = RM3.08
1 Australian Dollar = RM3.17
1 UK Pound Sterling = RM5.47
1 Euro Dollar = RM4.77
RM1 = 7.99 Thai Baht
RM1 = 3119.36 Indonesian Rupiah
RM1 = 262.66 Korean Won
RM1 = 1.61 China Yuan
RM1 = 1.83 Hong Kong Dollars